Loan Rates
| Description | Fixed APR | Var. APR | Term |
|---|---|---|---|
| New Auto/Motorcycle | |||
|
100% of Sticker Plus TTL Loans over $25,000.00 only eligible for 72 months. |
|
|
|
|
Grade - A |
6.00% |
|
36 Months |
|
Grade - A |
6.00% |
|
48 Months |
|
Grade - A |
6.00% |
|
60 Months |
|
Grade - A |
6.50% |
|
72 Months |
|
Grade - B |
6.25% |
|
36 Months |
|
Grade - B |
6.25% |
|
48 Months |
|
Grade - B |
6.25% |
|
60 Months |
|
Grade - B |
6.75% |
|
72 Months |
|
Grade - C |
7.25% |
|
36 Months |
|
Grade - C |
7.50% |
|
48 Months |
|
Grade - C |
7.75% |
|
60 Months |
|
Grade - C |
8.00% |
|
72 Months |
|
Grade - D |
8.50% |
|
36 Months |
|
Grade - D |
8.75% |
|
48 Months |
|
Grade - D |
9.00% |
|
60 Months |
|
Grade - D |
9.50% |
|
72 Months |
|
Grade - E |
9.75% |
|
36 Months |
|
Grade - E |
10.00% |
|
48 Months |
| Used Auto/Motorcycle | |||
|
$5,001 - 10,000 36 Months $10,001 - 20,000 48 Months $20,001 & up 60 Months |
|
|
|
|
Grade - A |
6.25% |
|
24 Months |
|
Grade - A |
6.25% |
|
36 Months |
|
Grade - A |
6.25% |
|
48 Months |
|
Grade - A |
6.50% |
|
60 Months |
|
Grade - B |
6.50% |
|
24 Months |
|
Grade - B |
6.50% |
|
36 Months |
|
Grade - B |
6.50% |
|
48 Months |
|
Grade - B |
6.75% |
|
72 Months |
|
Grade - C |
7.75% |
|
24 Months |
|
Grade - C |
7.50% |
|
48 Months |
|
Grade - C |
7.75% |
|
60 Months |
|
Grade - C |
8.00% |
|
72 Months |
|
Grade - D |
8.50% |
|
24 Months |
|
Grade - D |
9.50% |
|
36 Months |
|
Grade - D |
9.75% |
|
48 Months |
|
Grade - D |
9.50% |
|
72 Months |
|
Grade - E |
11.00% |
|
24 Months |
|
Grade - E |
11.25% |
|
36 Months |
|
Grade - E |
11.50% |
|
48 Months |
| Personal Loans | |||
|
Must add a minimum of $100 to existing loan for loan add-ons |
|
|
|
|
Up to $1,000 12 Months $1,001 - 5,000 36 Months |
|
|
|
|
$5,001 & up 48 Months |
|
|
|
|
Grade - A |
9.90% |
|
12 Months |
|
Grade - A |
10.50% |
|
24 Months |
|
Grade - A |
11.00% |
|
36 Months |
|
Grade - A |
11.50% |
|
48 Months |
|
Grade - B |
10.90% |
|
12 Months |
|
Grade - B |
11.50% |
|
24 Months |
|
Grade - B |
12.00% |
|
36 Months |
|
Grade - B |
12.50% |
|
48 Months |
|
Grade - C |
14.90% |
|
12 Months |
|
Grade - C |
14.90% |
|
24 Months |
|
Grade - C |
15.50% |
|
36 Months |
|
Grade - C |
15.50% |
|
48 Months |
|
Grade - D |
16.90% |
|
12 Months |
|
Grade - D |
16.90% |
|
24 Months |
|
Grade - D |
17.50% |
|
36 Months |
|
Grade - D |
17.50% |
|
48 Months |
|
Grade - E |
16.90% |
|
12 Months |
|
Grade - E |
17.50% |
|
24 Months |
|
Grade - E |
17.75% |
|
36 Months |
|
Grade - E |
17.75% |
|
48 Months |
| New/Used Boat, Trailer, or RV | |||
|
New - 100% Sticker Plus TTL Used - 100% NADA Retail |
|
|
|
|
Up to $3,000 36 Months $3,001 - 10,000 48 Months $10,001 & up 60 Months |
|
|
|
|
Grade - A |
6.25% |
|
24 Months |
|
Grade - A |
6.25% |
|
36 Months |
|
Grade - A |
6.25% |
|
48 Months |
|
Grade - A |
6.50% |
|
60 Months |
|
Grade - B |
6.50% |
|
24 Months |
|
Grade - B |
6.50% |
|
36 Months |
|
Grade - B |
6.50% |
|
48 Months |
|
Grade - B |
6.75% |
|
60 Months |
|
Grade - C |
7.75% |
|
24 Months |
|
Grade - C |
7.75% |
|
36 Months |
|
Grade - C |
7.75% |
|
48 Months |
|
Grade - C |
8.00% |
|
60 Months |
|
Grade - D |
9.25% |
|
24 Months |
|
Grade - D |
9.50% |
|
36 Months |
|
Grade - D |
9.75% |
|
48 Months |
|
Grade - D |
10.00% |
|
60 Months |
|
Grade - E |
10.75% |
|
24 Months |
|
Grade - E |
11.00% |
|
36 Months |
|
Grade - E |
11.25% |
|
48 Months |
| New/Used ATV's, Jet Ski's | |||
|
New - 100% Sticker Plus TTL Used - 100% NADA Retail |
|
|
|
|
Up to $3,000 36 Months $3,001 - 10,000 48 Months $10,001 & up 60 Months |
|
|
|
|
Grade - A |
6.50% |
|
36 Months |
|
Grade - A |
6.75% |
|
48 Months |
|
Grade - A |
7.00% |
|
60 Months |
|
Grade - B |
7.00% |
|
36 Months |
|
Grade - B |
7.25% |
|
48 Months |
|
Grade - B |
7.50% |
|
60 Months |
|
Grade - C |
7.50% |
|
36 Months |
|
Grade - C |
7.75% |
|
48 Months |
|
Grade - C |
8.00% |
|
60 Months |
|
Grade - D |
8.50% |
|
36 Months |
|
Grade - D |
9.25% |
|
48 Months |
|
Grade - D |
10.00% |
|
60 Months |
|
Grade - E |
10.00% |
|
36 Months |
|
Grade - E |
10.75% |
|
48 Months |
| New/Used Farm/Garden Equipment | |||
|
New - 100% of Invoice Used - 100% of Appraised Value |
|
|
|
|
Up to $10,000 36 Mo $10,001 - 20,000 48 Mo $20,001 - and up 60 Mo |
|
|
|
|
Grade - A |
7.25% |
|
36 Month |
|
Grade - A |
7.50% |
|
48 Months |
|
Grade - A |
7.75% |
|
60 Months |
|
Grade - B |
8.00% |
|
36 Months |
|
Grade - B |
8.25% |
|
48 Months |
|
Grade - B |
8.50% |
|
60 Months |
|
Grade - C |
8.75% |
|
36 Months |
|
Grade - C |
9.00% |
|
48 Months |
|
Grade - C |
9.25% |
|
60 Months |
|
Grade - D |
9.50% |
|
36 Months |
|
Grade - D |
10.00% |
|
48 Months |
|
Grade - D |
10.50% |
|
60 Months |
|
Grade - E |
10.25% |
|
36 Months |
|
Grade - E |
11.00% |
|
48 Months |
| Miscellaneous Secured | |||
|
100% of Invoice on New Furniture and Media Up to $10,000 36 Mo $10,001 - 20,000 48 Mo |
|
|
|
|
$20,001 and up 60 Months |
|
|
|
|
Grade - A |
7.50% |
|
36 Months |
|
Grade - A |
7.75% |
|
48 Months |
|
Grade - A |
8.00% |
|
60 Months |
|
Grade - B |
8.25% |
|
36 Months |
|
Grade - B |
8.50% |
|
48 Months |
|
Grade - B |
8.75% |
|
60 Months |
|
Grade - C |
9.00% |
|
36 Months |
|
Grade - C |
9.25% |
|
48 Months |
|
Grade - C |
9.50% |
|
60 Months |
|
Grade - D |
9.25% |
|
36 Months |
|
Grade - D |
9.50% |
|
48 Months |
|
Grade - D |
9.75% |
|
60 Months |
|
Grade - E |
10.50% |
|
36 Months |
|
Grade - E |
11.25% |
|
48 Months |
|
|
|
|
|
| Shared Secured 5.00% | |||
|
CD Secured - CD APR plus 2.5% rounded up to the next even percent with a floor of |
|
|
|
| Student Loans 7.50% | |||
|
|
|
|
|
| Credit Score - Grade | |||
|
700 & up |
A |
|
|
|
660 - 699 |
B |
|
|
|
620 - 659 |
C |
|
|
|
569 - 619 |
D |
|
|
|
Below 569 |
E |
|
|
